Bike Insurance!

[Fight_fan]

Hey lads! Just wondering what if any insurance companies u guys use for ur fighters! Most places i'v checked wont or cant because of the amount of mods![xx(]
Anyway thanx for any help u can offer...;)

[Lucas]

or lack of licence;)

[Gix11]

Shannons: http://www.shannons.com.au/insurance/bike/

Call them mate and tell them to look at the photo of your bike on this forum while you're on the phone (just talk them through how to find it). That's what i did. He saw the bike on the screen, I talked him through what I'd done, nominated a value and the job was done.

[Fight_fan]

Cheers Si! I'l give em a call! I went onto their site b4 to look at it, but they want me to be over 25yo on their on line quote system!

[Gix11]

Ah. Didn't think about that. 25 was a while ago for me.

[Fight_fan]

Yeh it can be a bitch when it comes to insurance hey! My premiums are fuckin thru the roof! Im thinkin about sellin my car just coz im sick of forkin out $1700 a year on comprehensive insurance! The 7/11 wont be any better either...

[crisp1]

Should get a dirt bike i reckon .

[Fight_fan]

quote:Originally posted by crisp1

Should get a dirt bike i reckon .


BAAAAHAHAHA! [:p] Very funny mate! Why dont I just hand over my nads while im at it! [B)][xx(]

[Lucas]

quote:Originally posted by Fight_fan


quote:Originally posted by crisp1

Should get a dirt bike i reckon .


BAAAAHAHAHA! [:p] Very funny mate! Why dont I just hand over my nads while im at it! [B)][xx(]




They gotta drop first:D:D:D;)

[Fight_fan]

U told me u liked it better that way Lucas! Coz when I sounded so much younger it made the primary school uniforms more believable![:0]:D

[Z Power]

My bikes are both insured with swan, Cost me about $800 a year each and $400 in xs. Thank fuck i had insurance with the last six months i have had

[Funkenfresh]

ive been quoted 2700 full comp and 2300 for 3rd party as a 21 year old.. fucking poo poo

[ozkat]

Got my 07 Turbo Busa fully insured with all mods, costs me under $600.00 per year for 25K cover.

[Tony Nitrous]

Shannon's.

About $1000 full comp for the Busa and B-King on a Multi-bike policy.
Incuding all mod's, option to repair my self, Buy back salvage,
Rider and Pillions riding gear, etc etc.

Needed to be over 25, garage bike, only Occasional commutting
to work. Didn't mind i'd lost most of my points as long as i'd
never been banned.

[Cruisecontrol]

QBE

$400 p/a full comp and I can actually ride it whenever I want.
Try that with Shannons...

[rod185651]

I often wondered, how realistic would it be for a large group of guys to pool their money together and do a self insurance? eg. ASF Bike Insurance? Don't worry, I'm not looking to add more work for Si, I'm just using the name as an example,.... but like the banks from a couple hundred years ago, wasn't insurance all about like minded guys and girls pooling their money together in case of a rainy day?

[ozkat]

quote:Originally posted by Cruisecontrol

QBE

$400 p/a full comp and I can actually ride it whenever I want.
Try that with Shannons...
How much is your bike insured for CC?

[Cruisecontrol]

$9,500

Far more than it is worth, I must say.

[ozkat]

quote:Originally posted by Cruisecontrol

$9,500

Far more than it is worth, I must say.
Makes me even happier with the deal i got.

[Cruisecontrol]

If I had said a million you would have said the same thing.

Surprise, surprise...

[Tony Nitrous]

http://img411.imageshack.us/img411/5088/insurekx2.jpg

[ozkat]

quote:Originally posted by Cruisecontrol

If I had said a million you would have said the same thing.

Surprise, surprise...
No actually i wouldnt have. $400 for 9.5k cover or $560.00 for 25k cover you do the maths.

[Cruisecontrol]

Can you ride it whenever you want?

Every day to work?

[ozkat]

quote:Originally posted by Cruisecontrol

Can you ride it whenever you want?

Every day to work?
I dont need to ride to work every day so i dont need insurance that covers me for that.

[Cruisecontrol]

You pay to have your bike sitting in the garage.

I pay to actually ride mine.

It doesn't take a mathematician to figure that one out...

[morrigan]

You could also try eBike insurance. They gave me a pretty good premium in spite of last year's smash. I'm pretty sure they can give you an online quote too.

[morrigan]

Oh, and that includes your gear and 24 hour roadside assistance.

[Tony Nitrous]

quote:Originally posted by ozkat

No actually i wouldnt have. $400 for 9.5k cover or $560.00 for 25k cover you do the maths.

OK...;)

Roughly.......

My Busa costs $43 per $1000 insured,
Cruisecontrol $42 per $1000 insured,
My B-King.... $28 per $1000 insured,
Ozkats Turbo $22 per $1000 insured.

[Large]

quote:Originally posted by Tony Nitrous


quote:Originally posted by ozkat

No actually i wouldnt have. $400 for 9.5k cover or $560.00 for 25k cover you do the maths.

OK...;)

Roughly.......

My Busa costs $43 per $1000 insured,
Cruisecontrol $42 per $1000 insured,
My B-King.... $28 per $1000 insured,
Ozkats Turbo $22 per $1000 insured.



The problem with insurance is that it's only when you make a claim that you find out the value of your policy.;)

[Fight_fan]

It looks like QBE will be the best 4 my insurance hey! On advice from the customer service guy I'l wait till I turn 21 in september coz it drops my premiums by around $400! Full comprehensive will set me back $1161 & 3rd party fire & theft only $655! Thats a hell of a lot better than the $3k plus quotes that ive been gettin...

Thanx Lads! ;)[^]

[Gix11]

quote:Originally posted by rod185651

I often wondered, how realistic would it be for a large group of guys to pool their money together and do a self insurance? eg. ASF Bike Insurance? Don't worry, I'm not looking to add more work for Si, I'm just using the name as an example,.... but like the banks from a couple hundred years ago, wasn't insurance all about like minded guys and girls pooling their money together in case of a rainy day?


This isn't as mad as it seems until somebody takes the piss. Think of the numbers you'd need to get mind? Paying out for a $20k bike would take a lot of "pool" money. I approaches Shannons a few years back about reduced rates for ASF and they just told me they were reduced already and "go away" basically.

[Fight_fan]

Bastards! With QBE they offer discounts for being with net-rider & MCA! Baybe try them Si! I asked em if ASF counted...To no avail tho as we wernt on the list!

[scotty]

just join net wanker and go get a discount.
large is right, when (if) you write your bike off they wiil try to tell you it is worth X amount as a wreck so you have a market value of Y, now subtract X from Y and thats what they pay...
to get around that you need to say hold on a minute Mr ASSesor (provide proof) here is some of the same modle as mine for sale(then make yours sound like its better)but mine has this can and that damper worth X and you will benifit

[Fight_fan]

Yeh that was the plan Scotty! Cheers mate!

[Hagarr]

Hey Tony how old are YA. Shannons slugged me $760 but they did drop the premium of the Harris, Bastards. I might show them your premium and see what they say !!!!

[Tony Nitrous]

quote:Originally posted by Hagarr

Hey Tony how old are YA. Shannons slugged me $760 but they did drop the premium of the Harris, Bastards. I might show them your premium and see what they say !!!!


Nearly 45 and i've lost a few points, but no at fault claims.
Showed them 28 years of continual insurance from the UK though.
Bikes garaged, Brisbane Carindale post code.
They actualy gave me a refund for changing from an 04 Busa to an 07 B-King.
I originaly tried to run 2 policys with them but was told its
cheaper to have 1 policy with 2 bikes. Didn't know they did that.